Categories are the bedrock of any budget. They should allow you to track your spending in a way that makes sense to you. Every budget will be different, so please add, remove, and change any categories that you like!

Some examples you might consider:

• Groceries
• Restaurants
• Subscriptions
• Specific utilities

Some people prefer to give every monthly bill its own category. Others might decide to lump all or most of them together into one category. In the end, it’s up to you to decide!